Scams and Emergencies Articles

Here is how you can protect your wealth. Protecting your wealth means learning to use your money wisely. That is a challenge that many of us look at and wonder what we can do in order to succeed. Do not let those be a problem? The reason is that you can protect your wealth easier than you would have thought.

Start out by reading up on what you are investing in. If you money is being invested through a company's stocks and bonds. Then make sure to check out what they are doing on a regular basis.

"How to protect your wealth" »

Posted by DF at 07:18 AM | Permalink | Comments (0) | TrackBacks (0)

Many people are not sure what to do when a credit card is lost or stolen. Having a credit card lost or stolen can be very stressful and many people tend to panic. Try not to panic, you will need to keep a level head to resolve this situation. Once you notice a credit card missing, do not waste time trying to figure out who stole it or where you may have left it. You should immediately contact the credit card or debit card issuers to report the loss or theft of your credit/debit card. Many companies offer a toll free number and 24-hour service to help you deal with this type of situation. After reporting the theft or loss of your credit card, it is a good idea to follow up with a letter to the credit or debit card company. This letter should contain your account number, when you first noticed your card missing, and the date you reported the loss.

Credit Card Loss or Fraudulent Charges (FCBA). If your credit card is used without your authorization, your maximum liability under federal law is $50.00. The FCBA states the card issuer cannot hold you responsible for any unauthorized charges, if you report the loss before your credit cards are used. The maximum amount you will owe if a thief uses your credit cards before you report it missing is $50.00. Keep in mind, you are not liable for anything, if the loss involves just your credit card number, not the card itself.

"What you should do if your credit card or cc number gets stolen" »

Posted by DF at 07:35 AM | Permalink | Comments (0) | TrackBacks (0)

Being aware of consumer scams and how they operate can help you to avoid them and not become a victim. Here is a list of some of the consumer scams and tips on how to avoid them:

1. Identity Theft.
One of the fastest growing crimes in the United States today is identity theft. There are many ways thieves obtain your personal information, some of these ways include going through garbage, stealing your mail, or obtaining information online. Once a thief has stolen your identity they may wipe out your bank account, open charge accounts and make purchases with these charge accounts. There are ways to protect yourself from becoming a victim of identity theft:

"How to avoid consumer scams" »

Posted by DF at 07:14 AM | Permalink | Comments (0) | TrackBacks (0)