http://www.improvingyourworld.com/finances/ Personal finances, debt, loans, mortgages, investing, stocks, and more to help you build a nest egg so you can enjoy financial freedom. en-us 2010-03-18T06:00:00-06:00 http://www.improvingyourworld.com/finances/work_parttime_for_a_company_with_tuition_reimbursement_004762.html One of the best ways to save money while you are in college is to work part-time for a company with tuition reimbursement. This way you can literally have someone else "pick up the tab" for your college education... Savings K 2010-03-18T06:00:00-06:00 http://www.improvingyourworld.com/finances/why_is_it_important_to_have_a_cash_reserve_004761.html If there is one thing in life that you can count on for sure, it is change. Sometimes change is for the better and sometimes we encounter change in the form of emergencies, job loss, or injury. In most... Savings K 2010-03-17T06:00:00-06:00 http://www.improvingyourworld.com/finances/why_eating_out_is_unwise_when_trying_to_build_a_cash_reserve_004760.html When you are trying to build a cash reserve you ought to have the mentality where you ask yourself what your needs are and what your wants are. For 95% of us eating out is a want and not... Savings K 2010-03-16T06:00:00-06:00 http://www.improvingyourworld.com/finances/waste_less_buy_less_cut_food_cost_004759.html Those whose job it is to market and sell food have done a good job of confusing many consumers into being wasteful and spending more than we need. Many times, we end up spending more money, when actually we... Savings K 2010-03-15T06:00:00-06:00 http://www.improvingyourworld.com/finances/a_close_to_home_vacation_004758.html Vacation is a great time to spend with family and friends but, lately, many people feel like they have to skip vacation altogether and don't even get to spend time together. But you don't have to skip vacation to... Savings K 2010-03-14T06:00:00-06:00 http://www.improvingyourworld.com/finances/why_public_transportation_004757.html Despite the drawbacks of using public transportation, such as it possibly taking longer to get from point A to point B, being stuck to the transit authority schedule rather than your own, and being near strangers, there are some... Savings K 2010-03-13T06:00:00-06:00 http://www.improvingyourworld.com/finances/netflix_versus_blockbuster_004756.html One great way to cut your entertainment costs down, thus freeing up some money for your cash reserve is by using a movie rental service like Netflix, rather than a movie store, like Block buster. By choosing to rent... Savings K 2010-03-12T06:00:00-06:00 http://www.improvingyourworld.com/finances/discount_gas_cards_004755.html Using discount gas cards, gas membership cards, or gas rewards cards can save you roughly 1-3% on your gas each year. The average person spends around $2000 a year on gas, so the savings translate to $20-$60 a year... Savings K 2010-03-11T06:00:00-06:00 http://www.improvingyourworld.com/finances/use_entertainment_coupons_004754.html Coupons are a great way to save on entertainment, and you do not have to be a college student, or poor wife to use them. Any frugal minded person can find big advantage in using coupons. The following are... Savings K 2010-03-10T06:00:00-06:00 http://www.improvingyourworld.com/finances/turn_off_the_lights_save_the_savings_004753.html Almost everyone is talking about energy savings these days and people are finding new ways to save money and energy while going green. Most people take for granted how much energy they actually use in any given period of... Savings K 2010-03-09T06:00:00-06:00 http://www.improvingyourworld.com/finances/last_minute_traveling_004752.html Traveling is very difficult and very expensive for many people to deal with in the current economic conditions. Many people believe that they have to completely bag their family vacations and not spend any time or money traveling. But... Savings K 2010-03-08T06:00:00-06:00 http://www.improvingyourworld.com/finances/the_babysitting_trade_with_a_friend_004751.html One of the biggest expenses of entertainment for someone that has children is the cost to go out without them. Babysitters are expensive. And, movies with children is ridiculous. Dinner with a child is not enjoyable, especially if you... Savings K 2010-03-07T06:00:00-06:00 http://www.improvingyourworld.com/finances/vacations_that_are_the_cheapest_004750.html While travel is fun in today's economy it can be costly. Trimming your travel costs does not mean that you have to eliminate the fun. Creative travel can give you a vacation to remember while putting dollars in your... Savings K 2010-03-06T06:00:00-06:00 http://www.improvingyourworld.com/finances/food_costs_more_the_more_processed_it_is_004748.html When trying to save money on food one of the best things you can do for your wallet is to buy foods as close to their natural state as possible. For every level of change the food goes through,... Savings K 2010-03-05T06:00:00-06:00 http://www.improvingyourworld.com/finances/the_advantage_of_insurance_discounts_004747.html One of the easiest ways to reduce the costs of your insurance is to take advantage of the multiple discounts that are offered by insurance companies. While the exact amount you will save will vary widely from policy to... K 2010-03-04T06:00:00-06:00