http://www.improvingyourworld.com/finances/ Personal finances, debt, loans, mortgages, investing, stocks, and more to help you build a nest egg so you can enjoy financial freedom. en-us don@greatresults.com 2009-11-07T06:00:00-06:00 hourly 1 2000-01-01T12:00+00:00 http://www.improvingyourworld.com/finances/paying_off_unwanted_debt_004452.html The average credit card balance that American's carry over from month to month is $2,000. At an interest rate of 12% that is more than $330 dollars you could have to spend each month in interest alone. The cost... 4452@http://www.improvingyourworld.com/finances/ Debt 2009-11-07T06:00:00-06:00 http://www.improvingyourworld.com/finances/money_management_is_not_an_innate_ability_004451.html Have you ever been in a meeting, or just talking to someone and heard them say something like, "I am terrible with money, always have been, so I let my spouse handle the finances."? This is a common occurrence.... 4451@http://www.improvingyourworld.com/finances/ Money Management 2009-11-06T06:00:00-06:00 http://www.improvingyourworld.com/finances/money_cant_buy_happiness_004450.html Money may not be able to buy happiness, but poor money management which often results in the lack of money is certainly the cause of much unhappiness, stress, and problems. The following is a look at some common money... 4450@http://www.improvingyourworld.com/finances/ Finance 2009-11-05T06:00:00-06:00 http://www.improvingyourworld.com/finances/managing_your_checking_and_savings_account_004449.html Banks are sometimes very convenient and can also be very frustrating if there isn't a good understanding of what services are offered and at what price. Managing money is a tricky task and requires a lot of diligence and... 4449@http://www.improvingyourworld.com/finances/ Accounts 2009-11-04T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_manage_taxes_more_efficiently_004448.html Taxes are unavoidable, but they do not have to be the big hassle that many people find them to be each year. If you want to manage your taxes more efficiently, consider the following tips:... 4448@http://www.improvingyourworld.com/finances/ Taxes 2009-11-03T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_manage_investments_004447.html Investing is one of the best ways to grow wealth, and use your money to its best advantage, however, if you do not know how to manage your investments, you could lose a great deal of money simply due... 4447@http://www.improvingyourworld.com/finances/ Investments 2009-11-02T06:00:00-06:00 http://www.improvingyourworld.com/finances/make_your_credit_card_work_for_you_004446.html Many people are confused about credit or don't understand how it works. There are many ways credit can credit cards specifically can be used to improve your financial situation if used properly. There are many different ways to use... 4446@http://www.improvingyourworld.com/finances/ Credit Cards 2009-11-01T06:00:00-06:00 http://www.improvingyourworld.com/finances/life_insurance_as_part_of_your_personal_finances_004445.html Life insurance is one of the best personal finance decisions you can make. An investment in life insurance is protection for your family from financial disaster if you die. Think about what would happen to your family if you... 4445@http://www.improvingyourworld.com/finances/ Finance 2009-10-31T06:00:00-06:00 http://www.improvingyourworld.com/finances/investment_strategies_004444.html There are many different strategies for investing, some riskier than others, some more successful than others. The following is a look at some basic investment strategies:... 4444@http://www.improvingyourworld.com/finances/ Investments 2009-10-30T06:00:00-06:00 http://www.improvingyourworld.com/finances/insurance_options_004443.html Insurance is something that is critical to have in order to protect your assets and your finances. However, there are so many kinds of insurance out there, it can be difficult to know which ones are the best for... 4443@http://www.improvingyourworld.com/finances/ Insurance 2009-10-29T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_save_on_essential_costs_of_living_004442.html Saving money is very important to most people regardless of the financial and economic landscape but is even more important in tough times. There are many reasons to control spending and to reduce the cost of living for most... 4442@http://www.improvingyourworld.com/finances/ Savings 2009-10-28T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_save_money_004441.html It is always challenging to save money, especially when you have a little extra money sometimes. Saving money sounds easier that it actually is and people that struggle with often have issues with debt and end up living paycheck-to-paycheck.... 4441@http://www.improvingyourworld.com/finances/ Savings 2009-10-27T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_reduce_income_taxes_004440.html Paying taxes is said to be as inevitable as death, so while you can't get out of paying taxes, are there things you can do to reduce your income taxes? Try the following:... 4440@http://www.improvingyourworld.com/finances/ Taxes 2009-10-26T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_protect_what_is_important_004439.html Protecting the things that are important in your life, such as your family, your home, and your ability to provide for the basic needs and necessities is important. So, how can you protect those things? Try the following?... 4439@http://www.improvingyourworld.com/finances/ Financial Plan 2009-10-25T06:00:00-06:00 http://www.improvingyourworld.com/finances/how_to_pay_off_debt_004438.html If you are like most Americans, you probably have a little bit of debt. The average American actually has at least $8,000 in credit card debt. What about your debt to your student loans, your mortgage, your cars? We... 4438@http://www.improvingyourworld.com/finances/ Debt 2009-10-24T06:20:00-06:00