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<title>Personal Finances</title>
<link>http://www.improvingyourworld.com/finances/</link>
<description>Personal finances, debt, loans, mortgages, investing, stocks, and more to help you build a nest egg so you can enjoy financial freedom.</description>
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<dc:creator>don@greatresults.com</dc:creator>
<dc:date>2009-07-04T10:20:00-06:00</dc:date>
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<title>Ten things not to do when starting your own business</title>
<link>http://www.improvingyourworld.com/finances/ten_things_not_to_do_when_starting_your_own_business_003758.html</link>
<description> Starting a business is never very easy, especially if you do it right, and end up with success. Each business must be approached differently, and each has their own unique needs. However, no matter what kind of business you...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-07-04T10:20:00-06:00</dc:date>
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<item>
<title>Should you include e-commerce in your business startup plan?</title>
<link>http://www.improvingyourworld.com/finances/should_you_include_ecommerce_in_your_business_startup_plan_003757.html</link>
<description> E-Commerce is the sale of products and services over the Internet. While this is the fastest growing segment of economy, it may not be a good place for your business. It is important that you look at your business...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-07-03T10:15:00-06:00</dc:date>
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<item>
<title>Pros and cons of starting a business with a partner</title>
<link>http://www.improvingyourworld.com/finances/pros_and_cons_of_starting_a_business_with_a_partner_003756.html</link>
<description> One of the big question facing most all start-up entrepreneurs is whether to go into business alone or with a partner. There are pros and cons to each side of the coin, and a lot of the answer to...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-07-02T10:10:00-06:00</dc:date>
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<item>
<title>Problem solving when starting your own business</title>
<link>http://www.improvingyourworld.com/finances/problem_solving_when_starting_your_own_business_003755.html</link>
<description> Business these days is rough for everyone. From the CEOs of major companies to the manual laborers that help to make many of them keep going, people are experincing difficult times. It is especially the case that new businesses...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-07-01T10:10:00-06:00</dc:date>
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<item>
<title>Opening and marketing your own business</title>
<link>http://www.improvingyourworld.com/finances/opening_and_marketing_your_own_business_003754.html</link>
<description> Starting a new business is hard and often unrewarding work. Most new businesses fail in the first year, and with difficult economic times like the ones that we are in, the chances are good that the problems will only...</description>
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<dc:subject>Marketing</dc:subject>
<dc:date>2009-06-30T10:05:00-06:00</dc:date>
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<item>
<title>Locating and leasing a site when starting your own business</title>
<link>http://www.improvingyourworld.com/finances/locating_and_leasing_a_site_when_starting_your_own_business_003753.html</link>
<description> New businesses are difficult to get off their feet and very difficult to keep runing. Many new businesses fail in the first year, and in such terrible circumstances as we are facing, there is a good chance that even...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-06-29T10:05:00-06:00</dc:date>
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<item>
<title>Licenses and permits for starting your own business</title>
<link>http://www.improvingyourworld.com/finances/licenses_and_permits_for_starting_your_own_business_003752.html</link>
<description> Starting a new business is a complicated thing for a number of reasons. In our troubled economic times many new businesses are failing, and many that have been around for years as major institutions of American life are crumbling....</description>
<guid isPermaLink="false">3752@http://www.improvingyourworld.com/finances/</guid>
<dc:subject>Small Business</dc:subject>
<dc:date>2009-06-28T10:00:00-06:00</dc:date>
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<item>
<title>Laws That May Affect Your Business Startup</title>
<link>http://www.improvingyourworld.com/finances/laws_that_may_affect_your_business_startup_003751.html</link>
<description> When starting a business it is important to understand the various laws and regulations that govern business activity. Besides licenses and permits, it is important that you register your business and get a tax identification number for your business...</description>
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<dc:subject>Small Business</dc:subject>
<dc:date>2009-06-27T10:00:00-06:00</dc:date>
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<item>
<title>What is LIFO accounting?</title>
<link>http://www.improvingyourworld.com/finances/what_is_lifo_accounting_003505.html</link>
<description> LIFO accounting is a way that firms record the value of their inventory. LIFO stands for the phrase &quot;last in, first out,&quot; and is an accounting and inventory method that is used in contrast to and in place of...</description>
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<dc:subject>Accounts</dc:subject>
<dc:date>2009-06-18T07:05:00-06:00</dc:date>
</item>
<item>
<title>What is FIFO accounting?</title>
<link>http://www.improvingyourworld.com/finances/what_is_fifo_accounting_003504.html</link>
<description> FIFO accounting is a way of measuring, calculating, and evaluating a company&apos;s inventory. FIFO stands for &quot;first-in first-out&quot; and is used in contrast to LIFO accounting, which stands for &quot;last-in first-out.&quot;...</description>
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<dc:subject>Accounts</dc:subject>
<dc:date>2009-06-17T07:20:00-06:00</dc:date>
</item>
<item>
<title>What is basis and how is it calculated?</title>
<link>http://www.improvingyourworld.com/finances/what_is_basis_and_how_is_it_calculated_003503.html</link>
<description> Basis is the base point from which you start when you are trying to determine the gain received when you dispose of any asset....</description>
<guid isPermaLink="false">3503@http://www.improvingyourworld.com/finances/</guid>
<dc:subject>Assets</dc:subject>
<dc:date>2009-06-16T07:15:00-06:00</dc:date>
</item>
<item>
<title>What is an ESOP?</title>
<link>http://www.improvingyourworld.com/finances/what_is_an_esop_003502.html</link>
<description> The definition of ESOPs An ESOP is an employee stock ownership plan, a program that has been around since the mid 1970s. In other words, an ESOP is a program set up by the company so that the employees...</description>
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<dc:subject>Stocks</dc:subject>
<dc:date>2009-06-15T07:10:00-06:00</dc:date>
</item>
<item>
<title>What are the tax rules regarding charitable contributions made by businesses</title>
<link>http://www.improvingyourworld.com/finances/what_are_the_tax_rules_regarding_charitable_contributions_made_by_businesses_003501.html</link>
<description> If you are a business wanting to make charitable contributions, for whatever reasons, there are some tax rules that you should know about....</description>
<guid isPermaLink="false">3501@http://www.improvingyourworld.com/finances/</guid>
<dc:subject>Taxes</dc:subject>
<dc:date>2009-06-14T07:00:00-06:00</dc:date>
</item>
<item>
<title>What are the rules regarding stock options for my employees</title>
<link>http://www.improvingyourworld.com/finances/what_are_the_rules_regarding_stock_options_for_my_employees_003500.html</link>
<description> If you are an employer who wants to offer stock options to your employees, through the set up of an ESOP, there are some rules that you need to follow. Knowing these rules can help you decide if an...</description>
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<dc:subject>Stocks</dc:subject>
<dc:date>2009-06-13T07:05:00-06:00</dc:date>
</item>
<item>
<title>What are the rules regarding awarding stock to my employees</title>
<link>http://www.improvingyourworld.com/finances/what_are_the_rules_regarding_awarding_stock_to_my_employees_003499.html</link>
<description> If you are considering awarding stock to your employees by setting up an ESOP, or Employee Stock Ownership Plan, there are several rules that you need to be aware of....</description>
<guid isPermaLink="false">3499@http://www.improvingyourworld.com/finances/</guid>
<dc:subject>Stocks</dc:subject>
<dc:date>2009-06-12T07:05:00-06:00</dc:date>
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