What personal finance software is available?
If you are trying to organize your personal finances and are looking to a piece of software that can help you do so, you want to make sure that you find something that comes highly recommended. You may assume that the more you pay the better the product that you will get. Luckily this is not always the case. You can find quality personal finance software for as little at $15 to $60 dollars depending on what you are looking for. Below are the top ten finance software programs available. These software products are ranked based on consumer satisfaction, ease of operation, available features, and more. Keep in mind that there are various versions of the software that will be listed and that you will want to make sure that you purchase a program that is compatible with your specific operating system.
1. Quicken Deluxe
Quicken Deluxe is the most highly recommended personal finance software available.
Quicken Deluxe is easy to install and simple to operate.
Quicken Deluxe allows you to download your banking, credit card and investment information directly into Quicken and includes over 5,124 participating financial institutions.
You can even use Quicken Deluxe to find hidden deductions and track tax-related expenses.
Quicken Deluxe allows you to pay all your bills from one convenient place via check or card.
You can monitor the progress of your retirement funds, college savings accounts, home equity and more.
Quicken Deluxe also offers stellar technical support whenever you need it.
The average selling price for Quicken Deluxe is $58
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2. Microsoft Money Deluxe
Ranked as the second most popular personal finance software system Microsoft Money Deluxe allows you to consolidate your online accounts in one place.
Microsoft Money Deluxe emphasizes your ability to use the software to stay on top of your finances while improving your credit score.
Microsoft Money Deluxe can also help you to reduce high-interest debt, forecast cash flow, make taxes easier, and manage investments
A free trial of the software is also available.
The average selling price for Microsoft Money Deluxe is $50
3. AceMoney
The AceMoney program has more than 100 predefined spending categories so you can set up budget limits for every category and track the difference between actual and budgeted values.
The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.
You can use AceMoney to sell goods on eBay.
Ace Money is available in Arabic, Bosnian, Bulgarian, Catalan, Chinese, Croatian, Czech, Danish, Dutch, English, French, Galician, German, Greek, Hebrew, Hungarian, Italian, Lithuanian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Swedish, Turkish, Ukrainian and Welsh.
The average selling price for AceMoney is $30
4. RichOrPoor
Over 33 types of reports or charts which can be customized, you will exactly know your assets and liabilities, income and expenses, and also control your budgets and investments.
RichOrPoor claims to be as easy to use as Microsoft Windows.
The average selling price for RichOrPoor is $20.
5. MoneyDance
Holding the fifth place spot is the software called MoneyDance. MoneyDance contains even fewer of the features of the above listed software programs.
MoneyDance is designed to be used as more of a supplemental tool to a more sophisticated finances software, namely Quicken or Microsoft Money.
The average selling price for MoneyDance is $30.
The following five types of finance software available, round out the bottom of the top ten list. Their name and purchase prices are listed below:
6. Home Book Keeping ($30)
7. Budget Express ($30)
8. Account Xpress ($40)
9. iCash ($30)
10. 3click Budget ($15)
